The term EMI is not unknown to anyone. Every day we are under pressure of paying various EMIs of House loan, Car loan, personal loan, and blah blah loans. In an EMI you pay interest and in an SIP you earn interest. It is as simple as that but simple isn’t easy. If you plan a House earlier in your career, you will start saving for it and earn an interest on your savings by investing in an SIP for medium-term goals. You also get the time to do enough research, decide on the best place you want to settle down in accordance to your career and family preferences, and get a good deal on house considering all the relevant factors instead of making hurried and peers influenced decision.